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Companies Limited by Shares

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COMPANIES LIMITED BY SHARES The Companies (Consolidation) Act, 19o8 (replacing the Com panies Act, 1862) was intended to constitute a comprehensive code of law applicable to joint stock companies for the whole of the United Kingdom. Recognizing the mischief of trading con cerns being carried on by large and fluctuating bodies the Act begins by declaring that no company, association or partnership, consisting of more than 20 persons, or ten in the case of banking, shall be formed f or the purpose of carrying on any business which has for its object the acquisition of gain by the company, asso ciation or partnership or the members thereof, unless it is regis tered as a company under the Act, or is formed, in pursuance of some other Act of parliament or of letters patent, or is a company engaged in working mines within and subject to the jurisdiction of the Stannaries. Broadly speaking, the meaning of the Act is that all commercial undertakings, as distinguished from literary or charitable associations, shall be registered. "Business" has a more extensive signification than "trade." Having thus cleared tRe ground the Act goes on to provide in what manner a company may be formed under the Act. The machinery is simple, and is described as follows:— Any seven or more persons, or where the company will be a private company (see infra) any two or more persons, associated for any law ful purpose may, by subscribing their names to a memorandum of asso ciation and otherwise complying with the requirements of this Act in respect of registration, form an incorporated company with or without limited liability. It is not necessary that the subscribers should be traders, nor will the fact that six of the subscribers are mere dummies, clerks or nominees of the seventh affect the validity of the company.

Memorandum of Association.

The document to be sub scribed—the Memorandum of Association—corresponds, in the case of companies formed under the Companies Acts, to the Char ter or deed of settlement in the case of other companies. Its form is given in a schedule to the Act, and varies slightly accord ing as the company is limited by shares or guarantee, or is un limited. It is required to state, in the case of a company limited by shares : (I) the name of the proposed company, with the addition of the word "limited" as the last word in such name; (2) the part of the United Kingdom, whether England, Scotland or Ireland, in which the registered office of the company is to be situate ; (3) the objects of the company ; (4) that the liability of the members is limited; and (5) the amount of share capital with which the company proposes to be registered, divided into shares of a fixed amount.

No subscriber of the memorandum may take less than one share, and each subscriber must write opposite his name the number of shares he takes.

These five matters the legislature has deemed of such intrinsic importance that it has required them to be set out in the com pany's Memorandum of Association. They are the essential conditions of incorporation, and- as such they must not only be stated, but the policy of the legislature has made them with certain exceptions unalterable.

The most important of these conditions is the third, and its importance consists in this, that the objects defined in the memorandum circumscribe the sphere of the company's activities. This principle, which is one of public policy and convenience, and is known as the "ultra vires doctrine," carries with it im portant consequences, because every act done or contract made by a company ultra vires, i.e., in excess of its powers, is absolutely null and void. The policy, too, is a sound one. Shareholders contribute their money on the faith that it is to be employed in prosecuting certain objects, and it would be a violation of good faith if the company, i.e., the majority of shareholders, were to be allowed to divert it to something quite different. So strict is the rule that not even the consent of every individual shareholder can give validity to an ultra vires act.

Articles of Association.

The articles of association are the regulations for internal management of the company—the terms of the partnership agreed upon by the shareholders among them selves. A model or specimen set of articles known as Table A was given by the Companies Act, 1862, and is appended in a re vised form to the Consolidation Act.

The articles usually contain a complete code for the govern ment of the company, dealing with the company's shares, the issue of certificates, the company's lien on its shares, the making of calls, the transfer, transmission and forfeiture of shares, their conversion into stock, the issue of share warrants, alteration of capital, general meetings and the voting thereat, directors and their qualification, powers, duties, election and proceedings, man aging directors, dividends and reserve fund, capitalization of profits by the issue of bonus shares, accounts, audit and notices. They can be altered by special resolution.

Registration.

When a company is to be registered the mem orandum of association, generally accompanied by articles, is taken to the registrar of companies at Somerset House, together with (I) a list of persons who have consented to be directors of the company (fee stamp 5s.) (2) a statutory declaration by a solicitor engaged in the formation of the company, or by a per son named in the articles as a director or secretary of the com pany, that the requirements of the Act in respect of registration have been complied with (fee stamp 5s.) and (3) a statement as to the nominal share capital (stamped with an ad valorem duty of per iioo). If these documents are in order, the registrar registers the company and issues a certificate of incorporation. On registration, the' memorandum and articles of association be come public documents, and any person may inspect them on pay ment of a fee of is. This has important consequences, because every person dealing with the company is presumed to be ac 'painted with its constitution, and to have read its memorandum and articles. The memorandum and articles also bind the company and its members to the same extent as if each member had signed and sealed them.

The stamps and fees payable on registering a company with a capital of f i ,000 are about L7 ; f i o,000 about £34; f i oo,000 about £280.

Capital.

The capital, which is required to be stated in the memorandum, and which represents the amount which the corn pany is empowered to issue, is what is known as the nominal capital. This must be distinguished from the subscribed capital, which is the aggregate amount agreed to be paid by those who have taken shares in the company. A "minimum subscription" may be fixed by the articles. If it is, the directors cannot go to allot ment on less; if it is not, the whole of the capital offered for subscription must be subscribed. A company may increase its capital, consolidate it into shares of larger amount, and sub divide it into shares of smaller amounts; it may also, with the sanction of the court, reorganize its capital; and the objects can be altered, in certain respects, by special resolution confirmed by the court.

The rights attached to preference shares are sometimes set out in the memorandum, but if this is done, they cannot be altered without the sanction of the court, unless a power of alteration is reserved in the memorandum. The usual practice is, accord ingly, either to set out the rights in the articles, when they can be altered by special resolution, or else to set them out in the memorandum, reserving a power of alteration. If this power were to be abused so as to amount to a fraud by the ordinary shareholders on a minority of preference shareholders, the court would interfere by injunction. If the preference rights are set out in the memorandum without power of alteration, they can be altered as part of a scheme of arrangement, involving a resolu tion passed by a majority in number representing three-fourths in value of the preference shareholders present at the meeting, and the sanction of the court. Preference shares with rights set out in the memorandum can also be consolidated with other shares as part of a reorganization by special resolution, sanc tioned by resolution of the preference shareholders, passed by an absolute majority in number and three-fourths in amount of the preference shareholders, whether present or not present at the meeting, confirmed by order of the court. But a limited corn pany cannot reduce its capital, either by direct or indirect means, without the sanction of the court. The inviolability of the capital is a condition of incorporation—the price of the privilege of trading with limited liability and by no subterfuge will a com pany be allowed to evade this cardinal rule of policy, either by paying dividends out of capital, or buying its own shares, or returning money to shareholders. But the prohibition against reduction means that the capital must not be reduced by the voluntary act of the company, not that a company's capital must he kept intact. It is embarked in the company's business, and it must run the risks of such business. If part of it is lost, there is no obligation to replace it and to cease paying dividends until such lost capital is repaid. The company may in such a case write off the lost capital and go on trading with the reduced amount. But for this purpose the sanction of the court must be obtained.

Shares.

A share is an aliquot part of a company's nominal capital. It may be of any amount. The tendency of late years has been to keep the denomination low (Li, sos. or even is.) and so to appeal to a wider public. Shares are of various kinds— ordinary, preference, deferred, founders' and management. Into what classes of shares the original capital of the company shall be divided, what shall be the amount of each class, and their respective rights, privileges and priorities, are matters for the consideration of the promoters of the company.

Preference Shares.—A company may issue preference shares even if there is no mention of them in the memorandum of asso ciation; the preference given may be as to dividends only, or as to dividends and capital. The dividend, again, may be pay able out of the year's profits only, or it may be cumulative, that is, a deficiency in one year is to be made good out of the profits of subsequent years. Prima facie, a preferential dividend is cumu lative. Preference shareholders have the right to inspect balance sheets.

Founders' Shares—which originated with private companies— are shares which usually take the whole or a portion of the profits after payment of a dividend of 7 or io% to the ordinary share holders. They are much less in favour than they used to be.

Stock and Share Warrants.

Paid up shares may be con verted into stock, and share warrants to bearer may be issued. A share warrant entitles the bearer to the shares or stock speci fied in it, and such shares or stock are transferable by delivery of the warrant. The warrant is a negotiable instrument.

Promoters.

The machinery of company formation is gen erally set in motion by a person known in business, but not in law, as a "promoter," i.e., one "who undertakes to form a company with reference to a given project and to set it going, and who takes *he necessary steps to accomplish that purpose." Whether what a person has done towards this end constitutes him a promoter or not, is a question of fact; but once an affirmative conclusion is reached, equity clothes such promoter with a fiduciary relation towards the company which he has been instrumental in creating. This doctrine is now well established, and its good sense is ap parent when once the position of the promoter towards the corn pany is understood. Promoters "have in their hands the creation and moulding of the company. They have the power of defining how and when and in what shape and under what supervision it shall start into existence and begin to act as a trading corpora tion." Such a control over the destinies of the company involves correlative obligations towards it, and one of these obligations is that the promoter must not take advantage of the company's helplessness. A promoter may sell his property to the company, but he must first see that the company is furnished with an in dependent board of directors to protect its interests and he must make full and fair disclosure of his interest in order that the company may determine whether it will or will not authorize its trustee or agent (for such the promoter in equity is) to make a profit out of the sale. It is not a sufficient disclosure in such a case for the promoter merely to refer in the prospectus to a contract which, if read by the shareholders, would inform them of his interest. They are under no obligation to inquire. It is for the promoter to bring home notice, not constructive but actual, to the shareholders.

When a company is promoted for acquiring property—to work a mine or patent, for instance, or carry on a going business—the usual course is for the promoter to frame a draft agreement for the sale of the property to the company or to a trustee on its behalf. The memorandum and articles of the intended company are then prepared, and an article is inserted authorizing or requir ing the directors to adopt the draft agreement for sale. In pursuance of this authority the directors at the first meeting after incorporation take the draft agreement into consideration; and if they approve, adopt it. Where they do so in the exercise of an honest and independent judgment, no exception can be taken to the transaction ; but where the directors are nominees of the promoter, perhaps qualified by him and acting in his inter est, the situation is open to grave abuse. Indeed the fastening of an onerous or improvident contract on a company at its start, by interested promoters acting in collusion with the directors, has been the principal cause of the scandals associated with company promotion. See also COMPANY PROMOTING.

Prospectus.

Concurrently with the adoption of the contract for the acquisition of the property which is the company's raison d'etre, the directors have to consider how they will best get the company's capital subscribed. Sometimes this is done by issuing a prospectus inviting the public to subscribe for shares; some times the directors prefer to place the capital through the medium of brokers, financial agents and other intermediaries. A com pany which is not a private company but does not go to the public on a prospectus must file a statement in lieu of prospectus.

A

prospectus is an invitation to the public to take shares on the faith of the statements therein contained, and is thus the basis of the agreement to take the shares ; there therefore rests on those who are responsible for its issue an obligation to act with the most perfect good faith, and this obligation has been re peatedly emphasized by judges of the highest eminence. (See the observations of Kindersley, V.C., in New Brunswick Railway Co. v. Muggeridge, i 86o, i Dr. & Sm. 383, also those of Lord Her schell in Derry v. Peek, 1889, 14 A.C. 376.) Directors must be perfectly candid with the public they must not only state what they do state with strict and scrupulous accuracy, but they must not omit any fact which, if disclosed, would falsify the statements made. This is the general obligation of directors when issuing a prospectus; but on this general obligation the legislature has engrafted special requirements. The Companies Act, 1867, re quired the dates and names of the parties to any contract entered into by the company or its promoters or directors before the issue of the prospectus, to be disclosed in the prospectus; otherwise the prospectus was to be deemed fraudulent. This enactment was repealed by the Companies Act, i9oo, but only in favour of more stringent provisions incorporated in the Consolidation Act of i 908. Now, not only is every prospectus to be signed and filed with the registrar of companies before it is issued, but it must set forth a long and elaborate series of particulars about the company—the contents of the memorandum of association, the number of founders, management or deferred shares, the share qualification of the directors and the provisions in the articles as to their remuneration, the minimum subscription on which they may proceed to allotment, the shares and debentures issued otherwise than for cash, the names and addresses of the vendors and the amount payable to them, the amount paid for under writing, the amount of preliminary expenses, of promotion money (if any), the dates of and parties to material contracts, the in terest (if any) of every director in the promotion or in property to be acquired by the company, and the voting rights conferred by the several classes of shares. Neglect of this statutory duty of disclosure will expose directors to personal liability. For false or fraudulent statements—as distinguished from non-disclosure—in a prospectus directors are liable in an action of deceit or under the Consolidation Act, s. 84, replacing the Directors Liability Act, 1890. This Act was passed to meet the decision of the House of Lords in Derry v. Peek (14 A.C. 337), that a director could not be made liable in an action of deceit for an untrue statement in a prospectus, unless the plaintiff could prove that the director had made the untrue statement fraudulently. The section enacts in substance that when once a prospectus is proved to contain a material statement of fact which is untrue, the persons responsible for the prospectus are to be liable to pay compensation to anyone who has subscribed on the faith of the prospectus, unless they can prove that they had reasonable ground to believe, and did in fact believe, the statement to be true. Actions under this section have been rare, but their rarity may be due to directors having become more careful in their statements. Directors who circulate a pros pectus containing statements which they know to be false, with intent to induce any persons to become shareholders, may be prosecuted.

Allotment of Shares.

Before the Companies Act, i 900, it was a matter for directors' discretion on what subscription they should go to allotment ; this they often made scandalously in adequate, but now the Consolidation Act, replacing the Act of 'goo, provides that no allotment of share capital offered to the public for subscription is to be made unless the amount fixed by the articles and named in the prospectus as "the minimum sub scription" upon which the directors may proceed to allotment has been subscribed and the application moneys—which must not be less than 5 % of the nominal amount of the share—paid to and received by the company. If no minimum is fixed, the whole amount of the share capital offered for subscription must have been subscribed before the directors can go to allotment. A company which is not a private company but does not go to the public is subject to similar restrictions, the statement in lieu of prospectus being substituted for the prospectus. The "minimum subscription" is to be reckoned exclusively of any amount payable otherwise than in cash. If these conditions are not complied with within 4o days, the application moneys must be returned. Any "waiver clause" or contract to waive com pliance with the section is to be void. An allotment of shares made in contravention of these provisions is voidable at the option of the applicant for shares within one month after the first or statutory meeting of the company.

Even when a company has got what under the name of the "minimum subscription" the directors deem enough capital for its enterprise, it cannot commence business or make any bind ing contract or exercise any borrowing powers until it has ob tained a certificate entitling it to commence business. To obtain this the company must have allotted shares to the amount of not less than the minimum subscription, every director must have paid up his shares in the same proportion as the other members of the company, and a statutory declaration, made by the sec retary of the company or one of the directors, must have been filed with the registrar of companies, that these conditions have been complied with.

Directors.

These conditions fulfilled, the company gets its certificate and starts on its business career, carrying on its busi ness through the agency of its directors, to whom, as we have seen above, considerable responsibilities attach.

The first directors are often appointed by the articles ; their consent to act must be filed with the registrar of companies. Directors other than the first are elected at the annual general meeting, a certain proportion—usually one-third—retiring under the articles by rotation each year, their places being filled by election. A share qualification is nearly always required, on the well-recognized principle that a stake in the undertaking is the best guarantee of fidelity to the company's interests. A director once appointed cannot be removed during his term of office by the shareholders, unless there is a special provision for that pur pose in the articles; but a company may remove a director if the articles—as is usually the case—authorize removal. The authority and powers of directors are prima facie those necessary for carry ing on the ordinary business of the company, but the more im portant of such powers are usually defined in the articles. For instance, it is commonly prescribed how and when the directors may make calls, to what amount they may borrow, how they may invest the company's funds, in what circumstances they may forfeit shares, or veto transfers, in what manner they shall con duct their proceedings, and what shall constitute a quorum of the board; whenever, indeed, specific directions are desirable they may properly be given by the articles. But, superadded to and supplementing these specific powers, there is usually inserted in the articles a general power of management ; the powers, whether general or specific, thus conferred upon directors are in the nature of a trust, and the directors must exercise them with a single eye to the benefit of the company. For instance, in allotting shares they must consult the interests of the company, not favour their friends. So in forfeiting shares they must not use the power collusively for the purpose of relieving the share holder from liability. To do so is an abuse of the power and a fraud on the other shareholders.

Directors not Trustees.—It would give a very erroneous idea of the position and functions of directors to speak of them —as is sometimes done—as trustees, except in a modified sense. They are "commercial men managing a trading concern for the benefit of themselves and the other shareholders." They have to carry on the company's business, to extend and consolidate it, and to do this they must have a free hand and a large discre tion to deal with the exigencies of the commercial situation. This large discretion the law allows them, so long as they keep within the limits set by the company's memorandum and articles. They are not to be held liable for mere errors of judgment, still less for being defrauded ; all that the law requires of them is that they should be faithful to their duties as agents—"diligent and honest," to use the words of Sir George Jessel, formerly master of the rolls. A director is not bound to attend all meetings of the board. He must not sign cheques without informing himself of the purpose for which they are given. On the same principle, directors must not delegate their duties to others unless expressly authorized to do so, as where the articles empower the board to appoint a committee, or individual directors to appoint substitutes. Directors may, it is true, employ skilled persons, such as engineers, solicitors, valuers or accountants, to assist them, but they must still exercise their judgment as business men on the materials before them. Then in the matter of honesty, a director must not accept a present in cash or shares or in any other form what ever from the company's vendor, nor must he make any profit in the matter of his agency without the knowledge and consent of his principal, the company. He must not, in other words, put himself in a position in which his duty to the company and his own interest conflict or even may conflict. This rule of ten comes into play in the case of contracts between a company and a director. There is nothing in itself invalid in such a contract, but the onus is on the director, if he would keep such a contract, to show that the company assented to his making a profit out of the contract, and for that purpose he must show that he made full and fair disclosure to the company of the nature and extent of his interest under the contract. It is for this reason that when a com pany's vendor is also a director he does not join the board until his co-directors have exercised an independent judgment on the propriety of the purchase.

Misfeasance.—A director must also bear in mind—what is a fundamental principle of company management—that the funds of the company are entrusted to the directors for the objects of the company ,as defined by the company's memorandum of association and authorized by the general law, and that they must not be diverted from those objects or applied to purposes which are outside the objects of the company (ultra vires), or outside the powers of management given to the directors. This does not abridge the large discretion allowed to directors in carrying on the business of the company. The funds embarked in a trading company are intended to be employed for the acqui sition of gain, and risk, greater or less according to circum stances, is necessarily incidental to such employment ; but it is quite another matter when directors pay dividends out of capital, or return capital to the shareholders, or spend money of the company in "rigging" the market, or in buying the company's shares, or paying commission for underwriting the shares of the company, except to the extent authorized by the articles and Companies Acts. Directors who in these or any other ways misapply the funds of the company are guilty of "misfeasance" (breach of trust), and all who join in the misapplication are jointly and severally liable to replace the sums so misapplied. The remedy of the company for misfeasance, if the company is a going concern, is by action against the delinquent directors; but where a company is being wound up, the legislature has pro vided a summary mode of proceeding, by which the liquidator, or any creditor or contributory of the company, may take out what is known as a misfeasance summons, to compel the delinquent director or officer to repay the misapplied moneys or make corn pensation. The court is, however, given a discretionary power to relieve a director from liability if he has acted honestly and reasonably and ought fairly to be excused.

In managing the company's affairs directors must meet to gether and act as a body, for the company is entitled to their collective wisdom in council assembled. Board meetings are held at such intervals as the directors think expedient. Notice of the meeting must be given to all directors who are within reach, but the notice need not specify the particular business to be trans acted. The articles usually fix, or give the directors power to fix, what number shall constitute a quorum for a board meeting. They also empower the directors to elect a chairman of the board. The directors exercise their powers by a resolution of the board, which is recorded in the directors' minute-book. The articles usually provide for the payment of a certain sum to each director for his services during the year. When this is the case, it is an authority to the directors to pay themselves the amount of such remuneration. The remuneration, unless otherwise expressly provided, covers all expenses incidental to the directors' duties. A director, for instance, cannot claim to be paid in addition to his fixed remuneration his travelling expenses for attending board meetings.

Directors are liable criminally for falsification of the com pany's books, and for this or any other criminal offence the court in winding up may direct a prosecution ; but the court will not as a rule interfere with the discretion of directors honestly exercised in the management of the company's affairs. The direc tors have prima facie the confidence of the shareholders, and it is not for the court to say that such confidence is misplaced. If shareholders are dissatisfied with the management, the remedy is in their own hands—they can call a meeting and elect a new board.

Companies registered since the 22nd November 1916 must in all trade catalogues, trade circulars, showcards and business let ters sent to any part of His Majesty's dominions mention the present Christian names or initials, the present surnames, any former Christian names and surnames, and the nationality, if not British, and, if the nationality is not the nationality of origin, the nationality of origin of all the directors. The annual summary sent to the registrar of companies by all companies whenever registered must contain somewhat similar particulars.

When a company is wound up, the directors' powers of manage ment come to an end. Their agency is superseded in favour of that of the liquidator.

Meetings.—Although the Companies Acts treat the directors of a company as the persons in whom the management of its affairs is vested, they also contemplate the ultimate controlling power as residing in the shareholders. A controlling power of this kind can only assert itself through general meetings; and that it may have proper opportunities of doing so, every company is required to hold a general meeting, called the statutory meeting, within three months from the date at which it is entitled to com mence business. This meeting acquired new significance under the Companies Act of i 90o and marks an important stage in the history of a company. Seven days before it takes place the directors are required to send to the members a certified report informing them of the general state of the company's affairs—the number of shares allotted, cash received for them, an abstract of receipts and payments, the amount of preliminary expenses, the particulars of any contract to be submitted to the meeting, etc. Furnished with this report the members come to the meeting in a position to discuss and exercise an intelligent judgment upon the state and prospects of the company. Besides the statutory meeting a company must hold one general meeting at least in every calendar year, and not more than fif teen months after the holding of the last preceding general meeting. This annual general meeting is usually called the ordinary general meeting. Other meetings are extraordinary general meetings. Notices convening a meeting must inform the shareholders of the particular busi ness to be transacted ; otherwise any resolutions passed at the meeting will be invalid. Voting is regulated by the articles. Gen erally a vote is given to a shareholder for every share held by him, but sometimes a scale is adopted, for instance, one vote for every share up to ten, with an additional vote for every five shares beyond the first ten up to one hundred, and an additional vote for every ten shares beyond the first hundred. In default of any regulations, every member has one vote only. Sometimes pref erence shareholders are given no vote at all, or are only allowed to vote in certain events, e.g., if their dividends are unpaid, or on certain matters, e.g., winding up, reduction of capital or matters directly affecting their rights. The articles usually contain pro visions regulating the demand for a poll ; this may be demanded on an extraordinary or special resolution by three persons, unless the articles require a demand by a greater number of persons, but they cannot require a demand by more than five.

Agreement for Shares.

A contract to take shares is like any other contract. It is constituted by offer and acceptance, corn municated to the offerer. The offer in the case of shares is usually in the form of an application in writing to the company, made in response to a prospectus, requesting the company to allot the applicant a certain number of shares in the undertaking on the terms of the prospectus, and agreeing to accept the shares, or any smaller number, which may be allotted to the applicant. An allottee is entitled to rescind his contract where the allotment is irregular, e.g., where the minimum subscription has not been obtained. When an application is accepted the shares are allotted, and a letter of allotment posted to the applicant. Allotment is the usual, but not the only, evidence of acceptance. As soon as the letter of allotment is posted the contract is complete, even though the letter never reaches the applicant. An application for shares can be withdrawn at any time before acceptance. As soon as the contract is complete, it is the duty of the company to enter the shareholder's name in the register of members, and to issue to him a certificate under the seal of the company, evi dencing his title to the shares.

Register of Members.

The register of members plays an im portant part in the scheme of the company system. The principle of limited liability having been once adopted, justice required not only that such limitation of liability should be brought home by every possible means to persons dealing with the company, but also that such persons should know as far as possible what was the limited capital which was the sole fund available to satisfy their claims—what amount had been called up, what remained un called, who were the persons to pay and in what amounts. These data might materially assist a person dealing with the company in determining whether he would give it credit or not ; in any case they are matters which the public has a right to know. The legis lature, recognizing this, has exacted as a condition of the privilege of trading with limited liability that the company shall keep a register and make returns to the registrar of companies containing those particulars, which shall be accessible to the public. In order that the register may be accurate, and correspond with the true liability of membership for the time being, the court is em powered to rectify it in a summary way by ordering the name of a person to be entered on or removed therefrom. This power can be exercised, whether the dispute as to membership is one be tween the company and an alleged member, or between one alleged member and another, but the machinery of the section is not meant to be used to try claims to rescind agreements to take shares. The proper proceeding in such cases is by action.

Payment for Shares.

The same policy of guarding against an abuse of limited liability requires that shares in the case of a limited company shall be paid for in full. The legislature has allowed such companies to trade with limited liability, but the price of the privilege is that the limited capital to which alone the creditors can look shall at least be a reality. It is therefore ultra vires for a limited company to issue its shares at a discount ; but there is nothing in the Companies Acts which requires that the shares of a limited company, though they must be paid up in full, must be paid up in cash. They may be paid "in meal or in malt," and it is accordingly common for shares to be allotted in payment for property purchased or for services. The company must, how ever, file with the registrar of companies a return stating, in the case of shares allotted in whole or in part for a consideration other than cash, the number of the shares so allotted, and the nature of the consideration for which they have been allotted.

Though every share carries with it the liability to pay the full amount in cash or its equivalent, the liability is only to pay when and if the directors call for it. A call must fix the time and place for payment.

Rescission of Agreement.

—When a person takes shares from a company on the faith of a prospectus containing any false or fraudulent representations of fact material to the contract, he is entitled to rescind the contract. The company cannot keep a contract obtained by the misrepresentation or fraud of its agents; the misrepresentation, for purposes of rescission, need not be fraudulent, it is sufficient that it is false in fact: fraud or reck lessness of assertion will give the shareholder a further remedy by action of deceit, or under sect. 84 of the Consolidation Act ; but, to entitle a shareholder to rescind, he must show that he took the shares on the faith or partly on the faith of the false representation; if not, it v/as innocuous. A shareholder claiming to rescind must do so promptly. It is too late to commence pro ceedings after a -winding-up has begun.

Transfer of Shares.

The shares or other interest of any member in a company are personal estate and may be transferred in the manner provided by the articles. One of the chief objects when joint stock companies were established was that the shares should be capable of being easily transferred; but, though every shareholder has a prima facie right to transfer his shares, this right is subject to the regulations of the company, and it may and usually does by its articles require that a transfer of partly paid shares shall receive the approval of the board of directors before being registered,—the object being to secure the company against having an insolvent shareholder substituted for a solvent one. This power of the directors to refuse a transfer must not, however, be exercised arbitrarily or capriciously. If it were. it would amount to a confiscation of the shares. Directors, for instance, cannot veto a transfer because they disapprove of the purpose for which it is being made (e.g., to multiply votes), if there is no objection to the transferee.

Blank Transfers.—It is a common and convenient practice to deposit share or stock certificates with bankers and others to secure an advance. When this is done the share or stock certifi cate is usually accompanied by a blank transfer—that is, a trans fer executed by the _shareholder borrower, but with a blank left for the name of the transferee. The handing over by the borrower of such blank transfer signed by him is an implied authority to the banker, if the loan is not paid, to fill in the blank with his name and get himself registered as the owner.

Dividends.

A company can only pay dividends out of prof its—which have been defined as the "earnings of a concern after deducting the expenses of earning them." To pay dividends out of capital is not only ultra vires but illegal, as constituting a return of capital to shareholders. Before paying dividends, di rectors must take reasonable care to secure the preparation of proper balance-sheets and estimates, and must exercise their judgment as business men on the balance-sheets and estimates submitted to them. If they fail to do this, and pay dividends out of capital, they will incur serious liabilities. The onus is on them to show that the dividends have been paid out of profits. The court, as a rule, does not interfere with the discretion of directors in the matter of paying dividends, unless they are doing something ultra rires.

Borrowing.

One of the many advantages incident to in corporation under the Companies Acts is found in the facilities which such incorporation affords for borrowing on debentures or debenture stock. Borrowing was not specifically dealt with by the Companies Acts prior to 19oo, but that it was contemplated by the legislature is evident from the provision in § 43 of the act of 1862 for a company keeping a register of mortgages and charges. The policy of the legislature in this, as in other matters connected with trading companies, was apparently to leave the company to determine whether borrowing should or should not form one of its objects.

A company is debarred from borrowing unless it is expressly or impliedly authorized to do so by its memorandum of associa tion. In the case of a trading company borrowing is impliedly authorized as a necessary incident of carrying on the company's business, but a non-trading company, for instance a company formed to promote art, science, religion or charity, has no implied borrowing power. A company established for the conveyance of passengers and luggage by omnibuses, a company formed to buy and run vessels between England and Australia, and a company whose objects included discounting approved commercial bills, have all been held to be trading companies with an incidental power of borrowing as such to a reasonable amount. A building society, on the other hand, has no inherent power of borrowing (though a limited statutory power was conferred on such societies by the Building Societies Act, 1874). Public companies formed to carry out some undertaking of public utility, such as docks, water works, gas works, etc., have only limited powers of borrow ing. It has been found, however, that an implied power of bor rowing, even when it attaches, is too inconvenient to be relied on in practice, and an ex-press power is always now inserted in the memorandum. This power is in most general terms. It is left to the articles to define the amount to be borrowed, the nature of the security, and the conditions, if any, such as the sanction of a general meeting, on which the power is to be exercised. A com pany cannot exercise any borrowing power until it has become entitled to commence business. (See supra.) A person who is proposing to lend money to a company must be careful to see (I) that the memorandum authorizes borrowing, and (2) that the borrowing limit in the articles is not being exceeded, for if it should turn out that the borrowing was in excess of the com pany's powers and ultra vires, the company cannot be bound, and the borrower's only remedy is against the directors for breach of warranty of authority, or to be surrogated to the rights of any creditors who may have been paid out of the borrowed moneys.

A company proposing to borrow usually issues a prospectus, similar to the ordinary share prospectus, stating the amount of the issue, the dates for payment, the particulars of the property comprised in the security, the terms as to redemption, and so on, and inviting the public to subscribe. Underwriting is also resorted to, as in the case of shares, to ensure that the issue is taken up. There is no objection to a company issuing debentures or deben ture stock at a discount, as there is to its issuing its shares at a discount. The directors must borrow on the best terms the corn pany's credit will enable it to obtain. A prospectus inviting sub scriptions for debentures or debenture stock must be filed and contain the same particulars as a prospectus offering shares, and it comes within s. 84 of the Consolidation Act. Further, persons who are parties to,it have the onus cast upon them, should the prospectus contain any misstatements, of showing that, at the time they issued the prospectus, they had reasonable grounds to believe, and did in fact believe, that the statements in question were true ; otherwise they will be liable to pay compensation to any person injured by the misstatements.

Debentures.—Etymologically, "debenture" is merely the Latin word debentur, the first word in a document in common use by the Crown in early times admitting indebtedness to its servants or soldiers. This was the germ of a security which has now, with the expansion of joint stock company enterprise, grown into an instrument of considerable complexity.

Debentures may be classified in various ways. From the point of view of the security they are either (r) debentures (simply) ; (2) mortgage debentures; (3) debenture bonds. In (r) the se curity is a floating charge : in (2) there is also a floating charge, but the property forming the principal part of the security is specifically mortgaged by the company to trustees under a trust deed for the benefit of the debenture-holders: in (3) there is no security proper, only the covenant for payment by the company. For purposes of title and transfer, debentures are either "regis tered" or "to bearer." For purposes of payment they are either "terminable" or "perpetual." The Floating Debenture.—The form of debenture chiefly in use is that secured by a floating charge. By it the company covenants to pay to the holder thereof the sum secured by the debenture on a specified day, or at such earlier date as the principal moneys become due under the provisions of the security, and in the meantime to pay interest on the principal moneys until payment, or until the security becomes enforceable under the conditions; and the company further charges its undertaking and all its property, with the payment of the amount secured by the debenture; uncalled capital, if included, must be expressly men tioned, because the word "property" by itself will not cover it. This is the body of the instrument ; on its back is endorsed a series of conditions, constituting the terms on which the deben ture is issued. Thus the debenture-holders are to rank parr passu with one another against the security; the debenture is to be transferable free from equities between the company and the holder; the charge is to be a floating charge, and the debenture holders' moneys are to become immediately repayable and the charges enforceable in certain events : for instance, if the interest is in arrear for (say) two or three months, or in the event of winding-up. Other events indicative of insolvency are sometimes added in which payment is to be accelerated. The conditions also provide for the mode and form of transfer of the debenture, the death or bankruptcy of the holder, the place of payment, etc.

The most characteristic feature of the security—the floating charge—grew naturally out of a charge on a company's under taking as a going concern. Such a charge could only be made practicable by leaving the company free to deal with and dispose of its property in the ordinary course of its business—to sell, mortgage, lease and exchange it as if no charge existed; and this is how the security works. The debenture-holders give the di rectors an implied licence to deal with and dispose of the property comprised in the security until the happening of any of the events upon which the debenture-holders' money becomes, under the debenture conditions, immediately repayable. Pending this the charge is dormant. The licence extends, however, only to dealings in the ordinary course of business. Payment by a corn pany of its just debts is always in the ordinary course of business, but satisfaction by execution levied in invitum is not. The lender has a security covering the whole assets for the time being, and can intervene at any moment by obtaining a receiver, if his security is imperilled, even though none of the events in which the principal moneys are made payable have happened. If any of them has happened, for instance default in payment of interest, or a resolution to wind up, the payment of the principal moneys is accelerated, and a debenture-holder can at once commence an action to obtain payment and to realize his security.

Often a proviso is inserted in the conditions endorsed on the debenture, that the company is not to create any mortgage or charge ranking in priority to or parr passu with that contained in the debentures. A floating charge created by a company within three months of winding up is invalid, except to the amount of the cash paid and interest at 5%, unless the company is shown to have been solvent at the time.

Trust Deeds.

When the amount borrowed is large, the corn pany commonly executes a trust deed by way of further security. The object of such a trust deed is twofold : (r) it creates a legal mortgage of specific property in favour of the trustees of the deed (the charge contained in the debentures is only an equitable security), and it further charges all the remaining assets by way of floating charge, with appropriate provisions for enabling the trustees, in certain events similar to those expressed in the deben ture conditions, to enforce the security, and for that purpose to enter into possession and carry on the business, or to sell it and distribute the proceeds ; (2) it organizes the debenture-holders and constitutes trustees who can watch over the interests of the debenture-holders and take steps for their protection, if necessary. In particular it provides machinery for the calling of meetings of debenture-holders, and empowers a majority of (say) three fourths in value at such meeting to bind the rest to any compro mise or arrangement with the company which such majority may deem beneficial. This may save recourse to a scheme or arrange ment sanctioned by the court.

Debentures Registered and to Bearer.

Debentures are, for purposes of title and transfer, of two kinds—(r) registered debentures, and (2) debentures to bearer. Registered debentures are transferable only in the books of the company. Debentures to bearer are negotiable instruments and pass by delivery. Cou pons for interest are attached. Sometimes debentures to bearer are made exchangeable for registered debentures and vice versa.

Debenture Stock.—Debenture stock bears the same relation to debentures that stock does to shares. "Debenture stock," as Lord Lindley states (Companies, 5th ed., i95), "is merely bor rowed capital consolidated into one mass for the sake of con venience. Instead of each lender having a separate bond or mortgage, he has a certificate entitling him to a certain sum, being a portion of one large loan." This sum is not uniform, as in the case of debentures, but variable, and is usually made trans ferable in sums of any amount not involving a fraction of Li. One debenture-stockholder, for instance, may hold L20 of the stock, another L20,000. Debenture stock created by companies under the Companies Acts, unlike that created by statutory com panies governed by the Companies Clauses Acts, is created by a contract between the company and the trustees of a debenture stock trust deed, which is analogous in its provisions to the trust deed above described used to secure debentures. By such deed the company covenants with the trustees, as representing the debenture-stockholders, to pay the amount of the stock, and creates a legal mortgage of specific property, and charges its other assets by way of floating charge, in favour of the trustees, with all requisite powers and provisions for enabling them to enforce the security on default in payment of interest or on the happening of certain specified events evidencing insolvency. The company further covenants to enter the names of the stockholders in a register, and to issue certificates for the amount of their re spective holdings. These certificates have, like debentures, the conditions of the security endorsed on their back.

Redemption.—A company generally reserves a right of re deeming the security before the date fixed for repayment ; and accordingly a power for that purpose is commonly inserted in the conditions and trust deed, if there is one. But as debenture or debenture-stockholders, who have got a satisfactory security, do not wish to be paid off, the right of redemption is often qualified so as not to arise till (say) five years after issue, and a premium is made payable by way of bonus. Sometimes the number of debentures or the amount of stock to be redeemed each year is limited. The selection is made by drawings held in the presence of the directors, or, if there is a trust deed, of the trustees. A sinking fund is often provided for, and this is especially suitable where the security is of a wasting character such as leaseholds, mining property or a patent. Such a fund is formed by the com pany setting apart a certain sum each year out of the profits of the company after payment of interest on the debentures. Re deemed debentures and debenture stock may in certain cases be reissued.

Registration of Mortgages and Charges.—A company is bound to keep a register of mortgages and charges, which is open to the inspection of creditors and members of the company. Mort gages and charges of certain specified classes must also be regis tered within twenty-one days from their creation with the registrar of companies. Otherwise they are void—so far as they are securi ties—against the liquidator and any creditor of the company, but the holders retain the rights of unsecured creditors. An extension of the time for registering may be granted by the court.

Debenture Scrip.—Debentures and debenture stock are usually made payable by instalments, for example io% on application, on allotment and the remainder at intervals of a few months. Until these payments are complete the securities are not issued, but to enable the subscriber to deal with his security pending com pletion the company issues to him an interim scrip certificate acknowledging his title and exchangeable on payment of the re maining instalments for debentures or debenture stock certificates.

Remedies.—When debenture-holders' security becomes en forceable there are a variety of remedies open to them. These fall into two classes—(i) remedies available without the aid of the court ; (2) remedies available only with the aid of the court.

I. If there is a trust deed, the trustees may appoint a receiver of the property comprised in the security, and they may also sell under the powers contained in the deed, or under the Law of Prop erty Act, 1925. Sometimes, where there is no trust deed, similar powers—to appoint a receiver and to sell—are inserted in the conditions endorsed on the debentures.

2. The remedies with the aid of the court are—(a) an action by one or more debenture holders on behalf of all for a receiver and to realize the security; (b) an originating summons for sale or other relief ; (c) an action for foreclosure where the security is deficient (all the debenture-holders must be parties to this pro ceeding) ; (d) a winding-up petition. Of these modes of proceed ing, the first is by far the most common and convenient. Immedi ately on the issue of the writ in the action the plaintiff applies for the appointment of a receiver to protect the security, or if the security comprises a going business, a receiver and manager. In due course the action comes on for judgment, when the court directs accounts and inquiries as to what is due to the holders of the debentures and what property is comprised in the security, and gives leave to apply for a sale. If the company has gone into liquidation, leave must be obtained to commence or continue the action, but such leave in the case of debenture-holders is ex debito justitiae. The administration of a company's assets in such actions by debenture-holders (debenture-holders' liquidations, as they are called) has encroached very much on the ordinary administration of winding up, and great hardship is often inflicted by the floating security on the company's unsecured creditors, who find that everything belonging to the company, uncalled capital included, has been pledged to the debenture-holders. No doubt such credi tors might have inspected the company's register of mortgages and charges, but it is not always practicable to do this.

Auditors.—By the Consolidation Act strict provisions are made for the appointment and remuneration of auditors by a corn pany, and their rights and duties are defined.

Private Companies.—The "private company" may be likened to an incorporated partnership. To be a private company the articles must restrict the right to transfer shares, limit the num ber of members, and prohibit any invitation to the public to sub scribe for shares, debentures or debenture stock of the company. A private company need not consist of more than two members, and enjoys many advantages as regards commencement of busi ness, freedom from the obligation to issue a statement in lieu of prospectus and to make certain returns to the registrar of corn panies and other matters.

Individual traders and trading firms have become alive to the advantages offered by incorporation; for it gives them the pro tection of limited liability, prevents dislocation of a business by the death, bankruptcy or lunacy of any of its members, enables a trader to distribute among the members of his family interests in his business on his decease through the medium of shares and facilitates borrowing on debentures or debenture stock; and with a view to secure these advantages thousands of traders have con verted their businesses into limited companies. To so large an extent has this been done that private companies now form about 90% of the companies registered.

Although a private company does not appeal to the public to subscribe its capital, in the main features of its constitution it dif fers little from a public one. It is only in one or two particulars that special provisions are requisite. It is generally desired for instance: (I) to keep all the shares among the members—the partners or the family—and not to let them get into outside hands; and (2) to give the principal shareholders, the original partners, a paramount control over the management. For this purpose it is usual to provide specially in the articles that no share shall be transferred to a stranger so long as any member is willing to pur chase it at a fair value; that a member desirous of transferring his shares shall give notice to the company which shall offer the shares to the other members; that if within a certain period the company finds a purchaser, the shares shall be transferred to him, and that in case of dispute the value shall be settled by arbitration or shall be such a sum as the auditor certifies to be the fair value. So in regard to the management it is common to provide that the owners of the business shall be entitled to hold office as directors for a term of years or for life, provided they continue to hold a certain number of shares; or an owner is empowered to authorize his executors or trustees, whilst holding a certain number of shares, to appoint directors. Directors holding office on these special terms are often given very extensive powers and are described as "governing" or "permanent" or "life" directors. This union of in terest and management in the same persons gives a private corn pany an unquestionable advantage over a public company.

The so-called "one-man company" is merely a variety of the private company. The fact that a company is formed by one man, with the aid of six dummy subscribers, is not in itself (as was at one time supposed) a fraud on the policy of the Com panies Acts, but it is occasionally used for the purpose of com mitting a fraud, as where an insolvent trader turns himself into a limited company in order to evade bankruptcy ; and it is to an abuse of this kind that the term "one-man company" owes its opprobrious signification.

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