Banking.—On Oct. 31, 1919, there were 125 National banks in operation. There were also 426 State banks, with $15,155,000 capital, and $7,891,000 sur plus; and 20 trust and loan companies, with $4,551,000 capital and $1,348,000 surplus. In the year ending Sept. 30, 1920, the exchanges at the United States clearing house at Louisville aggregated $993,855,000.
Education.—The total school popula tion of the State is about 560,000, and the enrollment in the elementary schools in the various sub-districts is about 356, 000 white, and about 35,000 colored. The average daily attendance is about 280,000 white and about 25,000 colored. There are about 3,600 male white teach ers, and about 5,000 female. The aver age monthly salary for white teachers is about $45.00, and for colored teachers, about $43.00. The total expenditure for the year for school purposes is about $8,500,000.
Charities and Corrections.—The State institutions which are governed by the State board of control include the Re formatory at Frankfort; penitentiary, at Eddyville; houses of reform, at Green dale; Eastern Hospital, at Lexington; Central Hospital, at Lakeland; Western Hospital, at Hopkinsville; and the Feeble-minded Institute, at Frankfort. Among the colleges and universities the most noted are Central University at Richmond, Berea College at Berea, Ken tucky University at Lexington, George town College at Georgetown, Center Col lege at Danville, and the Agricultural and Mechanical College of Kentucky at Lexington. Among the women's col
leges are Potter College at Bowling Green, Hamilton Female College at Lex ington, Caldwell College at Danville, and Jessamine Female Institute at Nich olasville.
Churehes.—The strongest denomina tions in the State are the Regular Bap tist, S.; Roman Catholic; Methodist Episcopal, S.; Disciples of Christ; Regu lar Baptist, colored; Methodist Episco pal; African Methodist; and Presby terian, S.
State Government.—The governor is elected for a term of four years. Leg islative sessions are held biennially, and are limited to 60 days each. The Legis lature has 38 members in the Senate and 100 in the House. There are 11 repre sentatives in Congress.
History.—With the earliest history of Kentucky is associated the name of Daniel Boone, whose exploits in hunt ing and Indian fighting in the then dis tant and unexplored wilderness dates as far back as 1769. He founded Boones borough in 1775, and Harrodsburg be ing settled about the same time, these two towns are, with the exception of the French settlements, the oldest in the W. Soon after Kentucky was made a county of Virginia, and the first court held at Harrodsburg in 1777. In 1790 Kentucky became a separate territory, and in 1792 was admitted into the Union. Since then, with the exception of the in terruption occasioned by the Civil War, its progress has been very rapid.