GILBART, JAMES WILLIAM English writer on banking, was born in London on March 21, 1794. He worked first as a bank clerk in London, and then became a branch manager of the Provincial Bank of Ireland. In 1834 he became manager of the London and Westminster Bank, and did much to develop the system of joint-stock banking. On the renewal of the bank charter in 1844, he procured the insertion of a clause granting to joint-stock banks the power of suing by their public officer, and also the right of accepting bills at less than six months' date. In 1846 he was elected F.R.S. He died in London on Aug. 8, 1863. The Gilbart lectures on banking at King's college are called after him. The following are his principal works on bank ing, most of which have passed through more than one edition : Practical Treatise on Banking (1827) ; The History and Principles of Banking (1834) ; The History of Banking in America (1837); Lectures on the History and Principles of Ancient Commerce (1847) ; Logic for the Million (1851); and Logic of Banking