CARRYING CHARGES, in the United States, interest charges made by brokers for money supplied by them to carry the accounts of customers who have purchased securities on margin. The rate of such interest is generally slightly higher, 1 to 2%, than the prevailing call loan rate. The term is also used in the grain and commodity markets, in which case it means the cost of warehouse, storage, insurance and haulage on the commodities involved, plus loss of interest on the investment. Equivalents in England are "carrying over," "settlement," etc.