COLLECTING the purposes for which collecting societies and industrial insurance companies may issue policies of assurance there are now included, by virtue of the Assurance Companies Act, 1909, insuring money to be paid fbr the funeral expenses of a parent, grandparent, grandchild, brother, or sister. And policies effected before the passing of that Act with a collecting society or industrial insurance company are expressly placed on the same footing, subjcc:. to certain considerations, as policies under the new Act. Thus it is providec: that no such policy is void by reason only that the person effecting the policy had not, at the time the policy was effected, an insurable interest in the life of the person assured, or that the name of the person interested, or for whose benefit or on whose account the policy was effected, was not inserted in the policy, or that the insurance was not one authorised by the Acts relating to friendly societies. All this is subject, however, to the conditions that the policy was effected by or on account of a person who had at the time a bona fide expec tation that he would incur expenses in connection with the death or funeral of the assured ; and that the sum assured is not unreasonable for the purpose of covering these expenses. A policy of the foregoing character and satisfy
ing these conditions duly ensures for the benefit of the person for whose benefit it was his assigns. A collecting society 'laving a ship of over one hundred thousand in number may b converted into a mutual assurance comTany. See INDUSTRIAL INSUiIANCE.
COMMON registration of a common lodgirg house keeper is now valid only for such time not exceeding one year as Inky be fixed by the local authority, but may be renewed from time to time. The deputy, too, must be registered. Either the keeper or deputy must manage and control the house and exercise supervision over those using it, and remain in the house between 9 P.M. aml 6 A.M. Every house must be provided (i.) with sufficient and suitable sanitary conveniences, hkving regard to the number of persons who may be received in the house, and also where persons of both sexes are received in the house, with proper separate accommodation for persons of each sex ; and (ii.) with a water supply laid on sufficiently flushing any water-closets or urinals which are use in the house. On con viction for non-compliance with the law the keeper or deputy be punished and the registration cancelled.